Looking to sell your home quickly ,successfully & for top dollar? Let Samples Realty Group Customize a method specifically for you today . They have proven their method time and time again!

Ready To Sell ? Connect with Us or call us at 831-234-6715 Today!

"Michele helped us sell and buy a home and I could not have asked for a more knowledgeable and easy to work with person..."

Michele helped us sell and buy a home and I could not have asked for a more knowledgeable and easy to work with person. As a Central Coast Native she has extensive knowledge about both the local housing market and communities. She explained each step so that there were never any surprises, if we had questions she was just a text or call away and she always made us feel comfortable, like we were working with a friend.

Karla Smith

Trust The Selling of Your Home To The Area’s Top Producers!

Why Sell your House with Samples Realty Group?

We've helped hundreds Of Central Coast Homeowners sell their homes fast, and have averaged getting our clients 101.7% of their asking price with other agents only averaging 98.25%. Our secrets are many but we are a listing expert team who are digital marketing experts and use advanced marketing Techniques to expose your home to the Masses.

At Samples Realty Group, we know that selling your house is a big step! You might feel overwhelmed or burdened by everything involved in selling your house.

You might be wondering what your house is worth or if it’s really the right time to sell. Maybe you lead a busy life and don’t want to deal with listing your property on top of everything else you have to deal with.

This is where we can help. We take a personalized approach to every sale. We will create a custom plan of action that meets YOUR needs. We will discuss your priorities and timeframe, helping you to sell with less hassle while putting more cash in your pocket.

This is why at Samples Realty Group we want to make is as easy as can be by offering our sellers a concierge package for a very competitive commission rate which includes FREE; professional house cleaning, some staging, professional videography with drone aerial photography, professional photography, home Inspection, coordination of any pre-list bids and complete project management during the listing period, comprehensive targeted social media and online targeted marketing, handling all closing, title and escrow tasks, making sure your seller disclosure package is completed correctly to reduce your chances of getting sued in the future and negotiating on your behalf to ensure you walk with the maximum amount in your pocket!

Questions About Selling?

First Name *

Last Name *

Phone *

Email *

Questions

Quick Property Search

How We’re Different From The Competition

Our Goal Is Clear From The Beginning

Any realtor can put a sign up and list your home on the MLS, but a truly successful selling experience takes much more work. You need to have a plan of action to get your house in front of the right buyers at the right times. You need to finely craft and deliver the right marketing message and do whatever it takes to set your house apart from the others on the market. At Samples Realty Group, we have Tons of transactions and the market knowledge to help you sell your house fast and for a great price.

We go above and beyond to sell your area house fast and charge a reasonable and straightforward commission.

Growing up in the Real Estate and construction industries and being local small business owners since 2001 has helped mold us into passionate Realtors which should make us the well-rounded Experienced choice you are looking for. We will work tirelessly for you because we care! we take great pride in our service and we can't wait to share it with you!

Selling Can Be Quite Simple with Our Effective Strategy

We’ll research your house and provide a FREE Home Value Report

We’ll recommend a target “sale price” and describe exactly how we arrived at it. We are an open book, ask us anything at any time!

We will offer a flexible listing agreement, with a fair commission.

We handle all the details to get your house sold fast! Leave everything to us!

Using our Passion, our local ties to the community and with other local realtors combined with our advanced marketing Techniques we will sell your house efficiently and for less days on market!

Passion + Experience =Saving You Time & Money

Lower Number of days on market will equal more money in your pocket as well as transition you into a new home sooner than later!

Between our experience, unique marketing and winning sales strategies, we will help you sell easily, reducing the average days on market! We believe in providing amazing service, so you can move on with your life!

6 Effective Strategies for Overcoming High Mortgage Rates

Real Estate

January 20, 2023•4 min read

Introduction:

Stressed in today’s real estate market due to high mortgage rates? It’s a common concern, but there are ways to navigate the challenges and still find a home that works for you. In this article, we’ll explore six strategies that can help you offset the higher mortgage payments resulting from higher interest rates.

From negotiating seller concessions to making a larger down payment, there are ways to make homeownership more affordable even in a market with high-interest rates. So if you’re feeling overwhelmed by the challenges of today’s market, don’t give up – there are options available to help you achieve your homeownership goals

6 strategies to Reduce Mortgage rates: Breakdown

There are a few strategies that you can use to try to reduce the interest rate on your mortgage. See the 6 strategies Below:

Consider negotiating seller concessions: When you’re buying a home, one way to offset the higher mortgage payments resulting from higher interest rates is to negotiate seller concessions.

These are payments made by the seller to the buyer to help cover closing costs or other expenses related to the purchase of the home. For example, the seller may agree to pay a certain amount of the closing costs or to make needed repairs to the home before the sale is finalized.

Explore rate buy-down options: Another way to potentially reduce the interest rate on your mortgage is to use a rate buy-down.

This is when you or the seller pays a fee to the lender to reduce the interest rate on the mortgage. For example, you might pay a fee at closing in exchange for a lower interest rate for the first few years of the loan. This can help lower your monthly mortgage payments during the early years of the loan, which can make it easier to afford the higher payments resulting from higher interest rates.

Negotiate a lower purchase price: If you’re having trouble affording the higher mortgage payments resulting from higher interest rates, another option to consider is negotiating a lower purchase price for the home.

By negotiating a lower price, you may be able to offset the higher mortgage payments and make the home more affordable. Keep in mind that the success of this strategy will depend on a variety of factors, including the condition of the home and market conditions.

Shop around for a lender: It’s important to shop around and compare mortgage rates from multiple lenders to make sure you’re getting the best deal.

Don’t just accept the first mortgage rate you’re offered – take the time to compare rates from a few different lenders to see which one offers the lowest rate. Keep in mind that the lender you choose can have a big impact on the interest rate you pay, so it’s worth taking the time to shop around and compare rates.

Consider a shorter loan term: If you’re having trouble affording the higher mortgage payments resulting from higher interest rates, one way to potentially lower your monthly payments is to choose a shorter loan term.

For example, instead of a 30-year mortgage, you might consider a 15-year mortgage. While the monthly payments will be higher, you’ll pay off the loan faster and ultimately pay less in interest over the life of the loan.

Make a larger down payment: Finally, consider making a larger down payment if you’re able to do so. The more money you put down upfront, the less you’ll need to borrow and the lower your monthly mortgage payments will be.

While it may be difficult to come up with a larger down payment, doing so can help you afford the higher mortgage payments resulting from higher interest rates and make it easier to buy a home in today’s market.

6 strategies to Reduce Mortgage rates: Conclusion

In conclusion, there are several strategies that you can use to try to reduce the impact of high mortgage rates on your home purchase. From negotiating seller concessions and using rate buy-downs to negotiating a lower purchase price and shopping around for a lender, there are ways to make homeownership more affordable in today’s market.

While it may be a challenging time to buy a home due to high mortgage rates, there are options available to help you achieve your homeownership goals. Don’t give up – with some careful planning and the right strategies, you can find a home that works for you. If you are in need of expert advice and want to ease up your stress Reach out to an Expert...

Source: Krista Mashore

Back to Blog

Thinking About Selling? What's your Home Worth Today ?Lets Talk

Or call the office directly! (831) 234-6715

THINKING ABOUT SELLING? LET'S TALK!

Learn more about property values!

Fill out the short form below to get a free and accurate Home Value Report for your house. Utilize up-to-date data and home value trends when selling a house!